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APPLY FOR A TITLE LOAN IN OHIO

Applying for a Title Loan in Ohio

If you are ready to take the plunge and apply for a title loan, you may want someone to explain applying to you. In truth, though, it’s actually very simple.
You just need to fill out the forms provided by your lender, offer proof of income, and have the title to your vehicle ready to go. Your lender can walk you through the rest and send you on your way to having the cash you need!
  • Easy

  • Fast

  • Convenient

Benefits of Ohio Car Title Loans

The nice thing about title loans is that, once you receive them, you will not, contrary to popular belief, be unable to use your vehicle. In fact, as long as you make your loan payments as agreed upon, you will be able to continue using your vehicle and never even have it leave your sight!

The Ohio Short-Term Lender Law

One law you should be aware of is the Ohio Short-term Lender Law. The reason that this law is so important for you to know about is because it contains several protections for you, the borrower. Some of the protective parts of this law include:

  • The loan you receive cannot be above $500 (for short-term loans)
  • Your loan payments may not exceed 25% of your gross salary
  • Your loan terms must be for at least 31 days
  • Your loan interest rate may not exceed 28% APR

Get the Money You Need!

Though many people apply for car title loans in the state of Ohio, people sometimes feel embarrassed about their need for these loans. However, there is certainly no reason to feel that way. In fact, as of 2010, the average yearly income in the state of Ohio was only $46,093, which is an all-time low for the state.

In fact, according to this news article, that is the lowest median income the state has seen in 27 years! With such a low income average, it is no wonder that more people are needing to turn to title loans and other loans to help make ends meet, so don’t feel bad if you are one of them.

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Recent Articles

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