For anyone living in Cleveland Heights, Ohio and experiencing any type of financial stress, a title loan can fix it. If you fully own the vehicle you are driving and you are of the age of 18 years or more, you have a good chance of getting a title loan. If you are gainfully employed and can prove this with copies of paystubs, then you are sure of a title loan. Don’t stay there and worry about money when it is just a phone call away. You can even make the process faster by completing an online application. In less than 24 hours, you could have money directly deposited into your bank account. There is absolutely no hassle to get a title loan. Consumers across Cleveland Heights, OH are choosing this option when in a financial bind and you can too!
Police Chief in Cleveland Heights, OH is Jeffrey E. Robertson. He can be reached via email at email@example.com.
40 Severance Circle
Cleveland Heights, OH 44118
There are various DMV offices across the city of Cleveland Heights. You can also complete transactions on the Internet. Visit Website Here
Main Office Location:
2173 S Taylor Rd,
Cleveland Heights, OH 44118
Phone Contact: (216) 321-9091
To file a complaint, if you rights have been violated because of online title loans or any other financial transaction, you can contact the Ohio’s Office of the Attorney General.
In Ohio, title loan application fall under the Mortgage Lending Act Law where there is an interest rate limit of 25%. Title loan licensing is governed by the Ohio Revised Code. Title loan lenders are required by law to visibly disclose their fees to the consumer and notify consumers as such in the contract agreement. Lenders are not allowed to charge more than forty percent interest rate to consumers interested in securing a title loan using their vehicle as collateral.
Repossession law in Ohio is governed by the Uniform Commercial Code. In Ohio, the title loan lender can repossess a vehicle if the borrower defaulted on the loan, but the lender is required to provide written notice to the borrower. No civil case can be filed against the borrower for the default, but only in a case where it can be shown that the borrower defrauded the lender or damaged or hid the vehicle intentionally to prevent the repossession. Most lenders will seek repossession if there is no reason to think that the borrower concealed, damaged or committed fraud. If at time of repossession, the borrower has personal property in the vehicle, Ohio law states that the borrower must be given the chance to retrieve those personal belongings. The law states that a borrower cannot avoid repossession by transferring the title of a vehicle to a third party. This is considered a fraudulent activity by law.
My dad was diagnosed with colon cancer. Of course, it was a sad time for the family. He did not have health insurance. So, we had to come together as a family to find a way of paying his mounting medical bills. A family member suggested car title loans. My dad owned his car and it was owned free and clear so I helped him with the application online. He was able to get a loan amount of $4,500, which did put a huge dent in his medical bills. Everyone was happy!Desmond
A title loan is truly a great way to get fast cash when you need it most. I had to relocate to a city nearby and it was going to cost money, which I did not have. I decided to get a title loan and I am glad that I made the decision. I was able to get the extra $1,200 that I needed to complete my move. I have since paid it off and looking to get another loan for a new financial situation that has come upAnnie