Title Loans in Fairborn, Ohio
You know the drill. You need some money fast. Real fast. Your options are to borrow from friends, to try to get a bank loan, or to be late on payments. It’s such a frustrating experience, especially when your friends can’t help you and the bank refuses to.
Chance are if you’re here, you’ve decided against the third option, which is late payments and instead have started researching the possibility of getting title loans in Dayton area or its nearby neighbor, Fairborn.
The good news is applying for Title Loans in Fairborn and in Dayton is easy. Much easier than driving over to your local bank branch and applying for money there. That process requires good credit, no dings in your work history, and maybe even your first-born child. If you have poor credit, that’s a no-go.
Title loans are different. They don’t require you to have good credit. In fact, our company has helped many people with poor credit get cash, even people who have a recent bankruptcy. Basically, instead of needing your signature and good credit like you would a bank loan, a title loan uses the title on your motor vehicle as collateral for a loan.
Additionally, many of our applicants are pleased to find out that they can often get the money they need right away. No waiting for bank approval. No questions asked about how you’re going to use the money. Just a title to a car, motorcycle, or truck and a few minutes’ time.
If this sounds like the best thing you’ve heard all day, then read the information below to learn how to apply.
Title Loans Fairborn: How to Apply
Applying for a title loan through our company starts with an online application. For that you’ll need:
- Information about your car, truck, or motorcycle. Make sure you know how many miles it has on it, the year it was made, and the model and make of the vehicle.
- Information about you. Please be ready to give us your current phone number, the zip code where you currently reside, and of course, your full legal name.
The Process Additionally Requires:
- Maybe 20 minutes of your time
- The patience to wait for your loan estimate to come up after our system processes your application
- The ability to chat with a representative from our office after the initial application is complete in order to complete the loan process
It Doesn’t Require:
- A good credit score
Really. Your vehicle’s title is enough to borrow money from us!
Title Loans Fairborn: How Legal Regulations Protect You
If you’ve never applied for title loans in Ohio, you’ll no doubt feel more confident knowing that the law protects you. Many regulations and guidelines govern the title-loan industry both in the State of Ohio and on the Federal level. We follow them all.
What you can expect because of this is a contract that:
- Spells out the length of your loan
- How much each payment is
- What the interest on your loan is
- The total amount borrowed
- Any other pertinent information about your loan
If you have questions about any of this, be sure to visit with your loan representative at the time of your call.
Recapping the Advantages of Title Loans in Fairborn
- Poor credit is okay
- An online application process
- Quick money to use for whatever you need it for
- Legal protection under the law
- The possibility of getting your money on the same day you apply for it
If you feel like getting a title loan will relieve much of your current financial stress, why not fill out our application today?