It counts as one of the calls that a parent dreads the most. Your kid has been in an accident and needs cash for an emergency room visit. But you don’t have any.
Or maybe it’s not your child that needs the cash, but your chiropractor or the student loan company or maybe you just need a vacation. You haven’t had one in you can’t remember how long. Regardless of why you need the money, if you have landed on this page, you probably need help.
If you’re like most people seeking a title loan in Ohio, you may not be familiar with the process of getting money this way. It’s easy. You basically offer up the title to your vehicle as collateral in exchange for some much-needed cash.
If the word “loan” causes you feelings of dread, please take heart. It’s a whole different experience getting a title loan than it is getting one from your bank. Yeah, you have a form to fill out. And yeah, you’re going to talk to someone from our office, but it’s not awkward like a lot bank loan applications can be.
In fact, maybe you dreaded that part so much, you decided to skip the bank in your quest for cash and decided instead to do an anonymous Google search for the words “title loans Cincinnati” or “title loans Fairfield.” We understand your desire for privacy. Our loan application can be filled out in the privacy of your home. You don’t even have to talk to anyone until the final stages, when you’re about ready to get your money. Often we can connect you with the cash you desire on the same day you ask for it.
You’ll be happy to know that we can and will help you. We want this experience to feel pain-free and easy.
If that sounds good, read on to learn about this easy process.
We need some basic information about you and about your vehicle. Please be ready to fill out the online application and to answer these questions:
In fact, if you have bad credit right now, take comfort in the fact that your title loan can help you rebuild a credit score damaged by the costs of an unfortunate accident or loss of work.
Once you fill out the online application form, wait for a few minutes. A title loan estimate of about how much you’ll be able to borrow will appear on screen. Sometime after that, a representative from our office here in Ohio will contact you and visit with you about any questions or concerns you have. He/ she will also put the final touches on your loan application and send it through.
There is no need to worry about the terms of your loan, either. The title loan industry must adhere to some very strident standards and regulations. These aren’t just federal regulations. These are state regulations that affect anyone borrowing money from a title company in the State of Ohio. We follow all the rules set forth for this industry.
To that end, you can expect to find your loan amount, the length of time you have to pay off the money you borrowed, the interest that you’re being charged, and a slew of other particulars related to your title loan right in the loan agreement.
Why wait? Apply for a title loan today!